You are most welcome Sylvia. I am trying to look at the difficulties that everyone is having.
Financial support: there have been support for registered companies, whereby they need to apply for this. Some of the relief support that I can remember of was: Sector Relief Funding – Tourism, Sports, Arts and Culture, Agriculture, SME Debt Relief Fund, Sukuma Relief Fund – Business Partners, IDC Working Capital Support. Some banks are assisting for example: FNB offers COVID assistance for business, whereby you need to upload your employee details, evidence that you have employees by means of payroll and payslips etc, and they assist with a lump-some if approved.
Then there’s the UIF and TERS applications for individuals. For learners DHET gives support via stipends, here the SETAs also had to continue (although there was some miscommunication, this apparently is now rectified – but I speak under correction). Learnerships can be extended during this period too.
Unfortunately, for the freelancers and consultants that work for themselves per contract – if they have not contributed to their own UIF or saved for when things are tough, then it will hit them the hardest.
For now, I use my energy to focus on how to prepare going forward. I have learned hard lessons (and so have majority of us). Exploring online and eLearning, and obtaining as much information on COVID to gear up to start operating again (although I am not a provider, we have started obtaining free information and templates to assist in administrative protocols that will be implemented).
Unfortunately you cannot pay out from what you haven’t earned. If someone offers you a hand out, it either has been already collected or will be. The fact that educated professionals don’t understand principle of “no such thing as free lunch” is concerning. I cannot see government picking up millions without a collection mechanism.