Miro Bagrov's Page

I have noticed that many service providers run into dishonesty from clients - particularly when payment is concerned. I have been asked many times what can be done - here I list some control measures which may or may not fit everyone's profile. Please add others or highlight examples.

First, let's examine the notion: "No service. No pay" or "No work. No pay". This common saying implies that payment follows service. Sometimes we are able to offer the…

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Many of us these days are either semi self employed or fully self employed. In any case, decision making in business (ours or someone else's) has lost it's focus.

Much research was once directed at how decisions should be made. The models for decision making often started with "Identify (something eg. a goal, or objective, or need)" and ended with "Evaluate".

I want to present my own…

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There is a person in every building and sometimes on every floor, who are always at work before you and always there after you. They are the best: they miss lunch to get more work done. They tell you stories of how they stayed up all night to fix a problem, they tell you how they stopped a certain course of studies because their work needed them, they tell you they left the office at 7pm or 6pm or 8pm, on Mondays they recall that they forgot something on the office on…

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Sincerity can be defined as the act of expressing the truth about our thoughts and feelings, free of lies and double mindedness. It comes in many forms, one of which is honesty. If the sincerity of your words is questionable, then nothing you say will be trusted.



By saying what we do not mean we only become unsure, not realizing that it is that exact reason we are indecisive.

Our own thought process needs us to be sincere most of all, because our minds need firm sure knowledge… Continue

I have studied the financial disciplines and have also seen the chaos of '95 in South Africa and what that caused. I have seen who profited and who lost from it. Also trained in banking and understand clearly how the system works, who it profits and who it costs. I know the philosophy behind the making and the use of debt. Also I have studied the economics involved, and in the present situation there is nothing in South Africa's way of thinking that can prevent interest rate… Continue